Welcome to FNB Hampton - Privacy Policy

First National Bank of Hampton - Privacy Statement

First National Bank of Hampton recognizes and respects our responsibility to protect our customers' private information. The success of a financial institution, like ours, depends heavily on the level of trust and confidence it enjoys with its depositors, borrowers, and shareholders. In continuing our commitment to provide quality service to our customers, First National Bank of Hampton had adopted the following privacy statement for officers, directors and employees. This privacy statement applies to individuals, and First National Bank of Hampton reserves the right to amend it at any time.

Our Collection, Use and Retention of Customer Information-

We collect, use and retain information about our customers only where we reasonably believe it would be useful in administering our business, and providing products, services and other opportunities to our customers. We may collect nonpublic information about you from the following sources: information we receive from you on applications or other loan and account forms; information about your transactions with us or others; and information we receive from third parties such as credit bureaus. Nonpublic personal information is nonpublic information about you that we obtain in connection with providing a financial product or service to you. For example, nonpublic personal information includes information regarding your account balance, payment history and overdraft history. We use information to protect and administer our customers' records, accounts and funds; to comply with certain laws and regulations; to help design or improve products or services; and to understand your financial needs and provide you quality products and outstanding service. If you send us e-mail, we may retain the content of the e-mail and your e0mail address in order to respond to questions or concerns that you may have expressed.

Our Maintenance of Accurate Information-

We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information. We have implemented procedures to help assure that our customers' financial information is accurate, current, and complete in accordance with commercial standards. While some procedures are required by federal or state law, we also have procedures for responding to requests to correct inaccurate information in a timely manner, and to update information and remove old information. Customers should notify us immediately at (641) 456-4793 First National Bank of Hampton, PO Box 59, Hampton, IA 50441, if they receive information regarding their relationship with us that they believe to be inaccurate.

Limited Employee Access to Information-

We have procedures and security levels that limit employee access to nonpublic personal information to those with a business reason to know such information. The importance of confidentiality and customer privacy is addressed with utmost seriousness. Appropriate disciplinary measures are taken to enforce employee privacy responsibilities.

Restrictions on the Disclosures of Account Information-

We do not reveal specific information about our customers' accounts or other nonpublic personal data unless (1) our customer has requested or authorized it; (2) the information is provided to help complete a transaction initiated by our customers; (3) the information is provided to a reputable credit bureau or similar information reporting agency; (4) disclosure is lawfully permitted or required. If you decide to close your account(s) or become an inactive customer, we will continue to adhere to the privacy policies and practices described in this notice.

Maintaining Customer Privacy in Business Relationships with Third Parties-

At times it is necessary to provide nonpublic personal information about our customers to a third party, such as a vendor or service company we hire to provide support services for one or more of our products. These vendors and service companies agree to safeguard our confidential customer information and must abide by applicable law.

Our Internet Web Site-

Visitors to the First National Bank of Hampton web site remain anonymous. We do not collect nonpublic personal information about site users, unless you choose to provide such information to us. Visitors may elect to provide us with personal information via e-mail. This information is used internally, as appropriate, to handle the sender's request and manage the First National Bank of Hampton web site. It is not disseminated or sold to other organizations. Visitors should, however, keep in mind e-mail is not necessarily secure against interception. If you do not agree with the use of this information, or are not comfortable with the level of privacy, cancel an e-mail before it is sent. Visitors should call us directly at (641) 456-4793 if requests or statements include sensitive or private information, such as your account numbers, credit card numbers or social security number. First National Bank of Hampton will never ask you for your Personal Identification Number (PIN) for your First National Bank of Hampton ATM, Debit, or Credit Card. If you are asked for this information, please call (641) 456-4793 and report it to a customer service representative immediately.

Protecting Children-

First National Bank of Hampton does not knowingly solicit data from children, and we do not knowingly conduct online marketing to children. We recognize that protecting children's identities and privacy online is important and that the responsibility to do so rests with both the online industry and the parents.

If you believe First National Bank of Hampton has misused information obtained through our relationships with you or through our web site, or if you have any questions or concerns regarding this privacy policy, please contact First National Bank of Hampton at (641) 456-4793 to resolve any disputes.

211 First Avenue NW

Hampton, IA 50441

Phone: (641) 456-4793 or 1-888-456-4793